FHA                                                   Reverse Mortgages

VA                                                     Commercial Loans

Cal FHA                                             Hard Money Loans

Cal Vet                                               Multi-Family 5+ Units

Conforming                                         Retail

Jumbo                                                 Office

Super Jumbo                                       Mixed Use

PERS
And many other loan programs that might not be found elsewhere.
A word from Ed:

“One of the phenomena that continue to amaze me is the fact that most Americans maintain the thought of a mortgage the way we did back in the Great Depression Era.  ‘Pay that mortgage off at all costs so the bank can’t take your home from you.’  I see people put their last penny into that goal at the expense of their current lifestyle.  Unfortunately these people don’t realize this is no longer a valid belief.  Our economy and society have evolved since then making those beliefs outdated.  If a person were to take the money they would usually put into extra principal payments and instead, put those dollars into a safe, liquid, side account with a decent rate of return, they could write a check to pay that home off in 12-15 years in most cases, if you choose to do so.

This concept is the basis for one of my seminars entitled “Using your Mortgage to Create Wealth.”  Look on the “Ed’s Speaking Schedule” link to see when the next one is taking place.”
Thank you for visiting my website today, please take some time to explore the links in the left and right panel.  I hope you find it informative and worth your time.  I look forward to helping you make an educated and informed decision concerning your next mortgage.  If you have questions, comments or suggestions for additional information you would like to see , please feel free to call or email me any time, including evening and weekends.